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The Artifact

Quote + vendor catalog + eSign envelope.

Pick a deal class. Watch stack-advisor size it, the vendor catalog populate the closing-cost lines, the LE generate, and the eSign envelope route to the signers.

St
Dimension
Stack advisor
0.10–0.6 J
per call

Sizing as a deterministic playbook

Decision tree per deal class: residential.30y.conv, residential.15y.conv, jumbo.7yarm, commercial.5y, cloud.reseller.aws-msp. Every node logs which fact it consumed and which threshold it cleared. No black-box scoring — reproducible at energy cost.

Sample receipt
JWP ReceiptPayload
kind "advisor.sizing.computed"
playbook residential.30y.conv
tree_depth 11
reproducible true
joules 0.21
cite "AdvisorOS playbook engine v2 · Fannie Mae SEL-2024-04"
sig "ed25519:0x4f...c1a"
Anatomy — operational specs
Engine
Decision-tree, pure function
Playbooks
14 published
Determinism
Bit-reproducible at fixed playbook hash
Vc
Dimension
Vendor catalog
0.05–0.4 J
per call

Typed schedules + SLAs

Each vendor publishes a typed Schedule: price by line item, SLA, jurisdiction coverage, issuer DID, license attestation. The advisor selects on (price × SLA × coverage); rejected alternates are logged so a re-run with different weights re-derives the choice.

Sample receipt
JWP ReceiptPayload
kind "advisor.catalog.priced"
vendors_selected 3
alternates_logged 9
joules 0.14
cite "AdvisorOS Vendor schema v2 · ALTA Settlement Statement"
sig "ed25519:0x4f...c1a"
Anatomy — operational specs
Schema
AdvisorOS Vendor v2
Selection metric
price × SLA × coverage
License check
issuer DID + state-bar attestation
Qs
Dimension
Quote + eSign
0.18–1.1 J
per call

TRID-compliant Loan Estimate with field-bound eSign

LE generation against Reg Z 12 CFR §1026.37 (mortgage) or sector-equivalent (commercial, M&A, cloud-reseller MSA). eSign envelope binds every field to a page-coordinate hash so the executed PDF can be verified bit-for-bit against the original.

Sample receipt
JWP ReceiptPayload
kind "advisor.envelope.signed"
form LE 1003-A
signers 2
field_bind page-coord-sha256
joules 0.18
cite "ESIGN 15 USC §7001 · UETA · Reg Z §1026.37"
sig "ed25519:0x4f...c1a"
Anatomy — operational specs
Form library
LE / CD / ALTA / commercial / MSA
eSign
ESIGN + UETA, field-bound
Audit trail
IP · UA · ToC · OIDC acr
Tm
Dimension
TEM ledger
0.04–0.3 J
per call

Total Expense Management — pre-attributed at quote time

Every quoted line is tagged to its GL bucket and tax category at quote time. Veritas reads the TEM ledger directly when computing the return — no end-of-year reclassification. The CFO's right hand: every expense already knows where it goes.

Sample receipt
JWP ReceiptPayload
kind "advisor.tem.tagged"
lines_tagged 18
gl_buckets 9
joules 0.09
cite "AdvisorOS TEM v1 · IRC §163(h) · §1031"
sig "ed25519:0x4f...c1a"
Anatomy — operational specs
Schema
AdvisorOS TEM v1
GL buckets
configurable per tenant
Veritas hand-off
direct receipt-to-input
Qb
Dimension
QBR
0.2–1.2 J
per call

Quarterly business review as a projection

QBR is a SUM over the quarter's receipts: deals quoted, deals signed, average close time, vendor-catalog spend by category, TEM bucket totals. Not a slide deck — a query. Re-running the query at any later date with the same window returns the same numbers.

Sample receipt
JWP ReceiptPayload
kind "advisor.qbr.projection"
window 2026-Q2
deals_quoted 147
deals_signed 118
joules 0.42
cite "AdvisorOS QBR v1 · pure projection"
sig "ed25519:0x4f...c1a"
Anatomy — operational specs
Form
Pure projection over receipt log
Cadence
Real-time; quarterly snapshots auto-saved
Deterministic
Same window → same numbers

AdvisorOS, in one line

broker, made inspectable.

Click anything. The same primitives that compose the rest of the Transaction Science family — receipts, joules, signed transport — show up here too. The family is one system.